Get Life Insurance that Suits your Needs

Are you sure that your family will be taken care of when you’re no more? Will they be able to manage all their bills after you’re gone?

We know that seems to be an ominous question to consider. The truth is that if your family is dependent on you financially, life insurance policy is a safety net you must have.

Life Insurance provides a payout to beneficiaries upon the insured’s death. One can choose life insurance types based on their needs and goals. While term life insurance provides protection for a specific period of time while other insurance like whole and universal life
provides lifetime coverage.

One thing for sure is the peace of mind you get after having a right life insurance policy. The policy provides coverage in the following cases:

Gives income replacement to the family.
Covers the money to pay off a mortgage.
Pays business debts if you die and allows a business partner to buy
out your share.
Provides funds for heirs to pay estate or inheritance taxes.
Allow you to protect your legacy.

At MIG13 - The Morgan Insurance Group we customize life insurance products specific to your needs that will protect you and your loved ones throughout life.

Get a life insurance quote online now or speak to us today to get the best life insurance rates:  (305)-451-4788

Get Disability Insurance that Suits your Needs

Disability insurance pays a part of or all of a worker’s salary when the worker is unable to work due to an accident or illness.

This disability insurance reimburses a part of salary you lose while recovering from illness and injuries. The cost for disability insurance depends on workers’ occupation, age, health, lifestyle habits such as use of alcohol, and the amount of monthly benefits the worker intends
to receive.

There are typically two kinds of disability insurance: Short-term disability coverage and long-term disability coverage. Short-term disability coverage lasts from three to six months after an injury or  illness occurs while long-term insurance can last for a few years or until you reach retirement age. 

Contact our expert agents to learn more about disability insurance. Get in touch now!